Stand aside — setup invalidated
Setup score 0, but distribution days reach 5 or more — stand aside until the condition resets.
Simple research view
AFRM · Affirm Holdings, Inc.
$69.49 -0.84% Oct 26 close
Switch to Advanced for indicator panels, raw grades, provenance, drawing tools, and full technical tables.
$AFRM
Affirm Holdings, Inc.Affirm Holdings, Inc. is a mid-cap Finance/Rental/Leasing company in the Finance sector with a market cap of $4B.
Market Structure
Trend structure: uptrend
Latest event: structure_shift
(bullish)
Inside
69.24–69.86
· 4 touches · moderate
Support
61.10–61.28
· 3 touches · moderate
Resistance
78.98–79.38
· 3 touches · moderate
Resistance
71.12–71.50
· 3 touches · moderate
Support
68.36–68.74
· 3 touches · moderate
Momentum Turn Watch
Bollinger Lower-Band Support
Price ($69.49) is holding just above the lower Bollinger band ($66.86; %B 20) — support at the bottom of the bands.
Early technical context only. Wait for price, volume, and the canonical setup trigger to confirm; this signal does not change readiness or the setup score.
Historical verdict · setup score 0/100 · data Oct 26 close · latest session
Stand aside — setup invalidated
Setup score 0, but distribution days reach 5 or more — stand aside until the condition resets.
Recent price action · daily
What would change this verdict
What needs to turn for this to become buyable — the top failing checks across the legend council:
- Minervini 1.1 Price > 150-day MA AND 200-day MA — Price $69.49, MA150 $69.73, MA200 $66.58
- Minervini 1.5 Price > 50-day MA — Price $69.49 vs MA50 $73.20
- O'Neil L: RS rank ≥ 80 (IBD leadership) — RS rank 36
- O'Neil C: Quarterly EPS acceleration ≥ 25%
- Weinstein Stage 2 (Advancing phase) confirmed — Stage 1 (Basing)
- Weinstein Volume expansion above average — Volume ratio 0.53x
Minority view — the council disagrees here
- Minervini: avoid Trend-template read: fails Price > 150-day MA AND 200-day MA.
- O'Neil: avoid CANSLIM read: fails C: Quarterly EPS acceleration ≥ 25%.
- Weinstein: avoid Stage-analysis read: basing (Stage 1) is not an advancing Stage 2.
46
Weak
Legend Score · rates the stock
Weak (46/100) — held back by quality (smr-like)
Our proprietary 0-100 rating — the answer to Wall Street's black-box scores. Five pillars, each computed from real scan data, each explained below in plain English.
- Relative Strength (25%) 36
- Trend Template (25%) 50
- Institutional Footprint (20%) 60
- EPS Growth (15%) 50
- Quality (SMR-like) (15%) 30
RS rank 36: lagging the market — leaders don't look like this. Trend template 4/8: mixed — some uptrend elements, some missing. Institutional score 60: mild accumulation. No recent earnings growth data — scored neutral. Quality 30: weak fundamentals (sales growth 30). Updated 2026-10-27.
Earnings
Pre-earnings setup
Next earnings
Wednesday, November 4, 2026
Report time not confirmed by the source
Deterministic evidence
AFRM-0.84%
Sector proxy · XLF+0.21%
Broad market · SPY+0.71%
CatalystPending
Stock reactionNegative
Sector reactionWeak
Opening surgePending
Event riskEarnings-driven
Session internals Weak
Rule: closed flat-to-down and in the bottom third of the range. Judged on internals, not on the size of the move.
Vs prior close-0.84%
From the open-0.84%
Range position32%
GapNo gap
QQQ confirmationDiverging (+1.11%)
SMH confirmationDiverging (+2.74%)
Short-term conviction -2 points.
Price bars, sourced event fields, and benchmark math only. This can adjust displayed short-term conviction; it does not change the stored scanner score or readiness.
- QQQ, SMH moved against the stock — no index confirmation.
- A sourced earnings report is still pending inside the risk window; ordinary technical conviction is reduced until it is out.
Ask a Legend to interpret this evidence → Commentary only — never scanner evidence or a sizing recommendation.
More stats
52W Low
$42.10
Tight Wks
0
Base
B2
SMA 200
$66.58
RS Line vs High
-24.6%
RS Line Slope
+0.1% ▲
Group Rank
#38/66
ADR%
4.7%
ATR(14)
$3.87 (5.6%)
Vol Pace (live)
N/A
A/D Days
8A / 5D
A/D Rating
A
VDU Bars
0/10 d
Earnings
in 8d
AFRM Chart
Interactive price, volume, RS, RSI, and MACD charts are available after sign in.
Technical Analysis Report Card
$AFRM · $69.49 · as of 2026-10-26 · multi-factor read
24
/ 100
Reference read from price & volume only — the verdict at the top of the page decides the action.
Trend · Daily / Weekly / Monthly
Daily
▬ Sideways / consolidating
Weekly
▼ Weak / rolling over
Monthly
▼ Downtrend
Moving Averages
50-day$73.20 ↓
100-day$74.34 ↓
200-day$66.58 ↑
Bullish (50 > 200)
RSI (14)
Reading42.6 · Bearish
Bearish momentum — sellers in control.
MACD (12/26/9)
StateBearish
Histogram-0.605
Bearish — MACD below its signal line and below zero. Histogram contracting.
Bollinger Bands (20,2)
%B / Width20% · 18.3%
Near the lower band — under pressure or oversold.
Volume · Buyer vs Seller
Up/Down vol0.86 · Neutral
Rel volume0.53×
Pocket pivots · 10d0
5d vs 50d vol63%
Heavy vol up / down0 / 1
Balanced — up/down volume is roughly even; no clear hand. Recent volume is easing versus its baseline.
- 1 heavy-volume down day vs 0 up in the last 20 sessions — supply is showing.
Support & Resistance
R · $71.29swing level
R · $75.06swing level
R · $81.15swing level
Price · $69.49now
S · $68.36swing level
S · $67.15swing level
S · $66.33swing level
Fibonacci · Uptrend swing
23.6%$83.20
38.2%$78.72
50.0%$75.09
61.8%$71.47
78.6%$66.32
Retracement support zones measured from the recent swing low up to the high.
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Weekly downtrendMonthly downtrendAbove 200-day MA50/200 bullishRS 36 (laggard)
Want this read in a legend's voice?
Ask a Legend about AFRM
Generic technical analysis generated mechanically from price & volume — educational research only, not financial advice or a personalized recommendation. Levels are illustrative; confirm on your own chart. New to these terms? →
Legend Verdicts
6 methodology checks
Who would consider this setup, why it qualifies, and what blocks it — calculated from the same deterministic methodology rules used across Legend AI.
How to read the numbers: the setup score (0/100, in the verdict band) rates this trade setup. Each legend's A–D grade rates the same setup against that legend's own checklist — so a high score next to a C grade is not a contradiction. The setup can be strong without fitting that legend's style. When the council disagrees, the verdict band breaks the tie.
Council consensus:
5 of 9 legends are Watching — building, not yet a confirmed buy.
Minervini
Avoid
D
Trend-template read: fails Price > 150-day MA AND 200-day MA.
Passing evidence
1.2 150-day MA > 200-day MAMA150 $69.73 vs MA200 $66.58
1.4 50-day MA > 150-day MA AND 200-day MAMA50 $73.20, MA150 $69.73, MA200 $66.58
Failing evidence
1.1 Price > 150-day MA AND 200-day MAPrice $69.49, MA150 $69.73, MA200 $66.58
1.5 Price > 50-day MAPrice $69.49 vs MA50 $73.20
O'Neil
Avoid
D
CANSLIM read: fails C: Quarterly EPS acceleration ≥ 25%.
Passing evidence
A: Annual earnings & revenue qualityRev +32.1%
Failing evidence
L: RS rank ≥ 80 (IBD leadership)RS rank 36
C: Quarterly EPS acceleration ≥ 25%Data unavailable
Weinstein
Avoid
D
Stage-analysis read: basing (Stage 1) is not an advancing Stage 2.
Passing evidence
Price above 30-week MA (200-day proxy)Price $69.49 vs MA200 $66.58
Not extended from 52-week high (≤ 30% below)23.2% below 52-week high
Failing evidence
Stage 2 (Advancing phase) confirmedStage 1 (Basing)
Volume expansion above averageVolume ratio 0.53x
dennis
Watch
C
Turtle read: no Donchian signal. The system stays flat until price takes out the 20-day high.
Passing evidence
No breakdown below the 20-day channel20-day low $67.15
Volatility-unit sizing (1N ≈ 1% of equity)1N = $3.63 (5.23% of price); the Turtles size 1 unit so a 1N move ≈ 1% of equity, making the 2N stop ≈ 2% equity risk
Failing evidence
S1: 20-day Donchian breakoutNot confirmed
S2: 55-day Donchian breakoutNot confirmed
zanger
Avoid
D
Zanger read: a hard gate is broken — either the pattern is not one of his six, or the entry is more than 5% past the breakout. He would not touch this.
Passing evidence
Partial-profit plan: sell 20-30% at +15-20%Scale 20-30% at $79.91-$83.39; trail the rest
Trail on the 10/20-day MA10-day MA $73.05 · 20-day MA $73.58 — exit the remainder on a close below the trail
Failing evidence
Named Zanger pattern onlywatchlist_candidate is not one of Zanger's six
Not extended (≤5% above the breakout point)Data unavailable
zweig
Watch
D
Zweig read: part of his screen passes but not all: Insider buying; Price strength (RS ≥ 70) — wait for the full growth screen before treating this as a Zweig setup.
Passing evidence
Reasonable price for the growth (P/E ≤ 35)Trailing P/E 12.6x — no PEG or forward P/E stored
Breadth momentum: 10-day A/D ratio10-day A/D 1.18 (2050 adv / 1742 dec) — participation expanding
Failing evidence
Insider buyingNo insider buying flagged
Price strength (RS ≥ 70)RS score 36 — Zweig buys strength, not bargains
Livermore
Watch
B
Pivotal-point read: constructive evidence is present, but relative strength is unresolved.
Passing evidence
Price$69.49
Distance from 52-week high23.2% below high
Failing evidence
Relative strengthRS 36
Volume vs average0.53x
Darvas
Watch
B
Box-theory read: constructive evidence is present, but relative strength is unresolved.
Passing evidence
Price$69.49
Distance from 52-week high23.2% below high
Failing evidence
Relative strengthRS 36
Volume vs average0.53x
Wyckoff
Watch
B
Supply-and-demand read: constructive evidence is present, but relative strength is unresolved.
Passing evidence
Price$69.49
Distance from 52-week high23.2% below high
Failing evidence
Relative strengthRS 36
Volume vs average0.53x
Base & Breakout
Breakout follow-through
No active breakout tracked — Legend AI monitors daily for pivot-point breaks. What's a breakout?
RS Line vs SPY
52-week relative strength · blue = RS line · dashed = MA50 · dot = NH
▲ Rising
Accumulation / Distribution
last 65 sessions · green = acc on high vol · red = dist on high vol
Net +0
Fundamentals & leadership quality — Minervini’s published criteria · 2/7 met
C
2/7 criteria
Separate score from the Minervini Trend Template (4/8): the Trend Template grades the price structure, this grades the company & leadership (earnings, sales, margins, RS rank). A stock can ride a clean trend while its fundamentals lag, so the two often differ by design — they are not the same checklist.
EPS acceleration ≥25% QoQ
—
Revenue growth ≥20% YoY
+32%
Gross margin ≥30%
—
ROE ≥17%
—
RS rating ≥80 (leadership)
36
Stage 2 uptrend (Weinstein)
Stage 1
Within 25% of 52W high
-23.2%
Method Playbook
Trade it like O'Neil
EXACT LEVELS · PRO
O'Neil D · Avoid — The deterministic methodology check is Avoid; wait until the blocking criteria are resolved.
Pivot
Pro levelPublished-method rule: Use the proper base pivot or handle high after CANSLIM leadership and market-direction checks are satisfied.
Evidence: Canonical setup geometry is available with Pro.
Evidence: Canonical setup geometry is available with Pro.
Entry trigger
Pro levelPublished-method rule: Require a breakout through the pivot on volume at least 40% above average; the valid buy zone ends 5% above the pivot.
Evidence: Canonical setup geometry is available with Pro.
Evidence: Canonical setup geometry is available with Pro.
Initial stop
Pro levelPublished-method rule: Use the setup's structural stop with a hard 7–8% maximum-loss ceiling from the actual entry.
Evidence: Canonical setup geometry is available with Pro.
Evidence: Canonical setup geometry is available with Pro.
Trail
Rule-basedPublished-method rule: Protect progress under constructive support such as the 21-day or 10-week line; a stop may ratchet higher but never lower.
Evidence: Planned management rule; no stored stop or broker order is changed automatically.
Evidence: Planned management rule; no stored stop or broker order is changed automatically.
Exit / invalidation
Pro levelPublished-method rule: Exit on the hard loss limit, a decisive support break, or a rule-based climax/distribution signal; a normal 20–25% advance is reviewed rather than assumed permanent.
Evidence: Canonical setup geometry is available with Pro.
Evidence: Canonical setup geometry is available with Pro.
Deterministic educational plan, not a recommendation. No order or stop is changed automatically. Method and sources →
The published-method workflow is public. Unlock exact pivot, entry, stop, target, and sizing with Pro →
Forming Patterns (predictive — not confirmed)
Inverse Head & Shoulders
bullish
forming
80%
built
Possible inverse head & shoulders — not confirmed. Watch for a daily close above ~78.48 (neckline) to confirm, with a measured move toward ~90.93. A drop under the right shoulder near 68.36 weakens the structure; a close below the head near 66.03 invalidates it.
Confirms above
78.48
Invalidates at
66.03
Left Shoulder
71.50
Head
66.03
Right Shoulder
68.36
Neckline
78.48
Target
90.93
LS 71.50 / head 66.03 / RS 68.36, neckline ~78.48, 11.5% below confirmation
Head & Shoulders
bearish
forming
75%
built
Possible head & shoulders top — not confirmed. Watch for a daily close below ~62.20 (neckline) to confirm, with measured-move risk toward ~33.96. A push back above 81.47 weakens the pattern; reclaiming 90.44 invalidates it.
Confirms below
62.20
Invalidates at
90.44
Left Shoulder
86.80
Head
90.44
Right Shoulder
81.47
Neckline
62.20
Target
33.96
LS 86.80 / head 90.44 / RS 81.47, neckline ~62.20, vol_fading=yes
Predictive pattern recognition is educational — most forming structures never confirm. Wait for the confirmation level before treating this as a setup.
Pattern Analysis (historical)
0
setup score
RS Score
36
Trend template
4/8
Why This Setup?
watchlist_candidate · schematic
Near-miss 4/8 — needs: price above sma150 200, sma200 trending up, price above sma50, rs score above 70
The Universal Edge Check · context only
What the setup still has going for it, recorded for later. The verdict above stands — these principles do not overrule it.
0/7
universals met
- A relative-strength leader — not met RS rank 3 — laggard
- Risk is defined — not met No stop — undefined risk
- Asymmetric reward — partly met No target set
- Clear of earnings — partly met in 8 days — size down
- In a confirmed uptrend — partly met Stage 1 · Trend template 4/8 — not yet Stage 2
- Not chasing (in range) — partly met Pivot distance unknown
- Volume confirms — partly met 0.5× average — light
Minervini Trend Template
4/8Grades the price structure — moving-average stacking, distance from the 52-week high/low, and relative strength above the ≥70 uptrend bar. This is the technical trend check; the company's fundamentals and ≥80 RS leadership are scored separately in the Grade Card.
Price above SMA 150 & 200
$69.49 vs SMA150 $69.73 / SMA200 $66.58
SMA 150 above SMA 200
SMA150 $69.73 vs SMA200 $66.58
SMA 200 trending up
Slope -0.16 over 20 days
SMA 50 above SMA 150 & 200
SMA50 $73.20
Price above SMA 50
$69.49 vs SMA50 $73.20
30%+ above 52-week low
+65.1% from $42.10
Within 25% of 52-week high
-23.2% from $90.44
RS score above 70
RS 36
Fundamentals
52W Range
57%
Mkt Cap SEC
4.1B
Rev YoY
+32%
EPS TTM
$5.53
P/E TTM
12.6x
Float
59M
Insider
No Buy
Company
Company profile
Affirm Holdings, Inc.
Scan History
Oct 27
watchlist_candidate
0
Oct 22
watchlist_candidate
0
-4.0%
Oct 21
Trend Only
✓ Gate
60
-5.5%
Oct 21
Trend Only
✓ Gate
59
-5.5%
Oct 20
watchlist_candidate
0
-5.9%
Oct 19
Trend Only
✓ Gate
60
-4.5%
Latest News
Headlines for AFRMLoading headlines…
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