Simple research view

UNH · UnitedHealth Group Incorporated

$410.70 -1.77% Oct 26 close

Detected setup Record Volume · Setup Score 55/100

Stand aside — setup invalidated

Setup score 55, but distribution days reach 5 or more — stand aside until the condition resets.

1 independent risk warning also present. Review before relying on the bullish setup.

Ask about UNH

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$UNH

UnitedHealth Group Incorporated

UnitedHealth Group Incorporated is a mega-cap Managed Health Care company in the Health Services sector with a market cap of $369B.

Health Services Managed Health Care stock Stage 2 · Advancing Base 1

$410.70 latest close

⚠ Risk Signals

Head & Shoulders Top Possible head & shoulders top — not confirmed. Watch for a daily close below ~397.90 (neckline) to confirm, with measured-move risk toward ~334.18. A push back above 431.68 weakens the pattern; reclaiming 461.62 invalidates it.

Bearish structure on the daily chart — a heads-up for anyone holding, not a short signal. Does not affect the bullish setup score.

Market Structure

Trend structure: range

Latest event: bos (bearish)

Support 357.87–358.56 · 3 touches · moderate

Support 404.15–406.53 · 3 touches · moderate

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Verdict · setup score 55/100 · data Oct 26 close · latest session

Stand aside — setup invalidated

Setup score 55, but distribution days reach 5 or more — stand aside until the condition resets.

Review six verdicts Inspect chart

Recent price action · daily

What would change this verdict

What needs to turn for this to become buyable — the top failing checks across the legend council:

Minervini 1.8 RS rank ≥ 70 (prefer ≥ 85) — RS rank 69
Minervini 2. ROE ≥ 17% — ROE 12.4%
O'Neil L: RS rank ≥ 80 (IBD leadership) — RS rank 69
O'Neil A: Annual earnings & revenue quality — Rev +11.8% | ROE 12.4%
Weinstein Volume expansion above average — Volume ratio 0.86x
Weinstein Weekly price coiling (Stage 2 consolidation) — Tightening weekly range confirms base

Minority view — the council disagrees here

Minervini: watch Trend-template read: 9/12 pass; wait for the soft misses to improve.
O'Neil: avoid CANSLIM read: fails L: RS rank ≥ 80 (IBD leadership).
Weinstein: watch Stage-analysis read: Stage 2 is present; 2 supporting checks need improvement.

59 Neutral

Legend Score · rates the stock Neutral (59/100) — held back by eps growth

Our proprietary 0-100 rating — the answer to Wall Street's black-box scores. Five pillars, each computed from real scan data, each explained below in plain English.

Relative Strength (25%) 69
Trend Template (25%) 88
Institutional Footprint (20%) 38
EPS Growth (15%) 34
Quality (SMR-like) (15%) 44

RS rank 69: above-average strength. Trend template 7/8: price above rising 50/150/200-day lines — textbook uptrend structure. Institutional score 38: mild distribution — sellers active. EPS up +2% — growing, but below the 25% leadership bar. Quality 44: weak fundamentals (sales growth 30, return on equity 40, leverage 100). Updated 2026-10-27.

Earnings

Normal technical setup

Next earnings Tuesday, October 13, 2026 Report time not confirmed by the source

Deterministic evidence

UNH-1.77%

Sector proxy · XLV+0.00%

Broad market · SPY+0.71%

Same completed session window ending 2026-10-26. UNH was -1.77 points vs XLV. -2.48 points vs SPY.

Session internals Weak

Rule: closed flat-to-down and in the bottom third of the range. Judged on internals, not on the size of the move.

Vs prior close-1.77% From the open-2.19% Range position19% GapNo gap

QQQ confirmationDiverging (+1.11%) SMH confirmationDiverging (+2.74%)

Short-term conviction -1 points.

QQQ, SMH moved against the stock — no index confirmation.

Price bars, sourced event fields, and benchmark math only. This can adjust displayed short-term conviction; it does not change the stored scanner score or readiness.

Ask a Legend to interpret this evidence → Commentary only — never scanner evidence or a sizing recommendation.

Price $410.70 -1.8% Oct 26 close

52W High $461.62 11.0% below high

Wks Since High 14w

Base Depth 21.5%

RS Rank 32 percentile of scan

SMA 50 $388.75

Avg Vol 5,319,660

Rel Vol (Oct 26) 0.86× 1.01× on up days

More stats

52W Low $255.96

Tight Wks 1

Base B1

SMA 200 $361.35

RS Line vs High -8.6%

RS Line Slope +9.4% ▲

Group Rank #18/66

ADR% 2.9%

ATR(14) $13.50 (3.3%)

Vol Pace (live) N/A

A/D Days 12A / 9D

A/D Rating A

VDU Bars 0/10 d

Power Trend 5d

Earnings past

Position in 52-week range 75thpercentile of the 52-week range

$255.96low

$461.62high

UNH Chart

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Technical Analysis Report Card

$UNH · $410.70 · as of 2026-10-26 · multi-factor read

/ 100

Technicals 86/100

Reference read from price & volume only — the verdict at the top of the page decides the action.

Trend · Daily / Weekly / Monthly

Daily ▲ Uptrend

Weekly ▬ Sideways / consolidating

Monthly ▬ Sideways / consolidating

Moving Averages

50-day$388.75 ↑

100-day$401.97 ↑

200-day$361.35 ↑

Bullish (50 > 200)

RSI (14)

Reading60.0 · Bullish

Bullish momentum — comfortably in buyer territory.

MACD (12/26/9)

StateBullish

Histogram+3.902

Bullish — MACD above its signal line and above zero. Histogram contracting.

Bollinger Bands (20,2)

%B / Width75% · 20.6%

Mid-band — no directional band edge in play.

Volume · Buyer vs Seller

Up/Down vol1.01 · Neutral

Rel volume0.86×

Pocket pivots · 10d0

5d vs 50d vol95%

Heavy vol up / down3 / 3

Balanced — up/down volume is roughly even; no clear hand. Recent volume is expanding versus its baseline.

3 heavy-volume up days vs 3 down in the last 20 sessions.

Support & Resistance

R · $415.98swing level

R · $461.6252-week high

Price · $410.70now

S · $398.19swing level

S · $385.77swing level

S · $374.72swing level

Fibonacci · Uptrend swing

23.6%$437.22

38.2%$422.13

50.0% ◄ price here$409.94

61.8%$397.74

78.6%$380.37

Retracement support zones measured from the recent swing low up to the high.

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Daily uptrendAbove 200-day MA50/200 bullish2.5:1 reward-to-risk

Want this read in a legend's voice? Ask a Legend about UNH

Generic technical analysis generated mechanically from price & volume — educational research only, not financial advice or a personalized recommendation. Levels are illustrative; confirm on your own chart. New to these terms? →

Legend Verdicts 6 methodology checks

Who would consider this setup, why it qualifies, and what blocks it — calculated from the same deterministic methodology rules used across Legend AI.
How to read the numbers: the setup score (55/100, in the verdict band) rates this trade setup. Each legend's A–D grade rates the same setup against that legend's own checklist — so a high score next to a C grade is not a contradiction. The setup can be strong without fitting that legend's style. When the council disagrees, the verdict band breaks the tie.

Council consensus: 7 of 9 legends are Watching — building, not yet a confirmed buy.

Minervini Watch B Trend-template read: 9/12 pass; wait for the soft misses to improve.

Passing evidence

1.1 Price > 150-day MA AND 200-day MAPrice $410.70, MA150 $382.82, MA200 $361.35

1.2 150-day MA > 200-day MAMA150 $382.82 vs MA200 $361.35

Failing evidence

1.8 RS rank ≥ 70 (prefer ≥ 85)RS rank 69

2. ROE ≥ 17%ROE 12.4%

9/12 checks

Method → Playbook → Ask →

O'Neil Avoid D CANSLIM read: fails L: RS rank ≥ 80 (IBD leadership).

partialRule check says AVOID (3/8 checks passed) — CANSLIM read: fails L: RS rank ≥ 80 (IBD leadership).

Passing evidence

C: Quarterly EPS acceleration ≥ 25%+242.7% QoQ

N: Near 52-week high or RS line new high11.0% below high | RS line new high: False

Failing evidence

L: RS rank ≥ 80 (IBD leadership)RS rank 69

A: Annual earnings & revenue qualityRev +11.8% | ROE 12.4%

3/8 checks

Method → Playbook → Ask →

Weinstein Watch C Stage-analysis read: Stage 2 is present; 2 supporting checks need improvement.

mediumClassic Stage 2 advancing phase — strong weekly trend confirms uptrend. This is Weinstein's sweet spot: buy and hold while price remains above the 30-week MA.

Passing evidence

Stage 2 (Advancing phase) confirmedStage 2 (Advancing)

Price above 30-week MA (200-day proxy)Price $410.70 vs MA200 $361.35

Failing evidence

Volume expansion above averageVolume ratio 0.86x

Weekly price coiling (Stage 2 consolidation)Tightening weekly range confirms base

5/7 checks

Method → Playbook → Ask →

dennis Watch C Turtle read: no Donchian signal. The system stays flat until price takes out the 20-day high.

Passing evidence

No breakdown below the 20-day channel20-day low $362.60

Volatility-unit sizing (1N ≈ 1% of equity)1N = $11.11 (2.71% of price); the Turtles size 1 unit so a 1N move ≈ 1% of equity, making the 2N stop ≈ 2% equity risk

Failing evidence

S1: 20-day Donchian breakoutNot confirmed

S2: 55-day Donchian breakoutNot confirmed

5/7 checks

Method → Playbook → Ask →

zanger Avoid C Zanger read: a hard gate is broken — either the pattern is not one of his six, or the entry is more than 5% past the breakout. He would not touch this.

Passing evidence

Not extended (≤5% above the breakout point)Measured as passing

Partial-profit plan: sell 20-30% at +15-20%Scale 20-30% at $472.30-$492.84; trail the rest

Failing evidence

Named Zanger pattern onlyRecord Volume is not one of Zanger's six

Breakout volume 1.5-2.0x averageData unavailable

4/6 checks

Method → Playbook → Ask →

zweig Watch D Zweig read: part of his screen passes but not all: Insider buying; Price strength (RS ≥ 70) — wait for the full growth screen before treating this as a Zweig setup.

Passing evidence

EPS growth above the market (≥15% QoQ)+242.7% QoQ — Zweig wants growth above the S&P average

Reasonable price for the growth (P/E ≤ 35)Trailing P/E 31.0x — no PEG or forward P/E stored

Failing evidence

Insider buyingNo insider buying flagged

Price strength (RS ≥ 70)RS score 69 — Zweig buys strength, not bargains

4/8 checks

Method → Playbook → Ask →

Livermore Watch B Pivotal-point read: constructive evidence is present, but relative strength is unresolved.

Passing evidence

Price$410.70

Distance from 52-week high11.0% below high

Failing evidence

Relative strengthRS 69

Volume vs average0.86x

3/6 checks

Method → Playbook → Ask →

Darvas Watch B Box-theory read: constructive evidence is present, but relative strength is unresolved.

partialConsolidating within the box (11.0% from 52W high) — patience until it approaches the prior high.

Passing evidence

Price$410.70

Distance from 52-week high11.0% below high

Failing evidence

Relative strengthRS 69

Volume vs average0.86x

3/6 checks

Method → Playbook → Ask →

Wyckoff Watch B Supply-and-demand read: constructive evidence is present, but relative strength is unresolved.

mediumSign of Strength — breakout above trading range on expanding volume. Accumulation phase complete, markup beginning. RS 69.

Passing evidence

Price$410.70

Distance from 52-week high11.0% below high

Failing evidence

Relative strengthRS 69

Volume vs average0.86x

3/6 checks

Method → Playbook → Ask →

Base & Breakout

Breakout follow-through

No active breakout tracked — Legend AI monitors daily for pivot-point breaks. What's a breakout?

Unlock Base & Breakout Tracking

RS Line vs SPY 52-week relative strength · blue = RS line · dashed = MA50 · dot = NH ▲ Rising

Accumulation / Distribution last 65 sessions · green = acc on high vol · red = dist on high vol Net -2 A

Minervini · Grade Card

Fundamentals & leadership quality — Minervini’s published criteria · 3/7 met

C 3/7 criteria

Separate score from the Minervini Trend Template (7/8): the Trend Template grades the price structure, this grades the company & leadership (earnings, sales, margins, RS rank). A stock can ride a clean trend while its fundamentals lag, so the two often differ by design — they are not the same checklist.

✓ EPS acceleration ≥25% QoQ +243%

✗ Revenue growth ≥20% YoY +12%

✗ Gross margin ≥30% —

✗ ROE ≥17% 12%

✗ RS rating ≥80 (leadership) 69

✓ Stage 2 uptrend (Weinstein) Stage 2

✓ Within 25% of 52W high -11.0%

Method Playbook

Trade it like Wyckoff EXACT LEVELS · PRO

Minervini O'Neil Livermore Weinstein Darvas Wyckoff

Wyckoff B · Watch — The deterministic methodology check is Watch; wait for the failing or incomplete criteria to improve before the trigger can qualify.

Pivot

Pro level

Published-method rule: Use the Spring/test, Sign of Strength, creek, or Last Point of Support boundary identified by the active structure.
Evidence: Canonical setup geometry is available with Pro.

Entry trigger

Pro level

Published-method rule: Require a completed test or Sign of Strength/Last Point of Support confirmation with improving demand versus supply.
Evidence: Canonical setup geometry is available with Pro.

Initial stop

Pro level

Published-method rule: Start below the Spring/test low or structural support whose failure would invalidate the accumulation read.
Evidence: Canonical setup geometry is available with Pro.

Trail

Rule-based

Published-method rule: Raise protection beneath successive Last Points of Support or meaningful higher lows during markup; never loosen it.
Evidence: Planned management rule; no stored stop or broker order is changed automatically.

Exit / invalidation

Pro level

Published-method rule: Exit on a failed Sign of Strength, support loss, or clear supply-dominant reversal such as an upthrust failure.
Evidence: Canonical setup geometry is available with Pro.

Deterministic educational plan, not a recommendation. No order or stop is changed automatically. Method and sources →

The published-method workflow is public. Unlock exact pivot, entry, stop, target, and sizing with Pro →

Forming Patterns (predictive — not confirmed)

Head & Shoulders bearish near confirmation

90% built

Possible head & shoulders top — not confirmed. Watch for a daily close below ~397.90 (neckline) to confirm, with measured-move risk toward ~334.18. A push back above 431.68 weakens the pattern; reclaiming 461.62 invalidates it.

Confirms below 397.90

Invalidates at 461.62

Left Shoulder 434.30

Head 461.62

Right Shoulder 431.68

Neckline 397.90

Target 334.18

LS 434.30 / head 461.62 / RS 431.68, neckline ~397.90, vol_fading=yes

Predictive pattern recognition is educational — most forming structures never confirm. Wait for the confirmation level before treating this as a setup.

Pattern Analysis

Record Volume ⚠ Head & shoulders top forming ⚠ Not actionable yet

55 setup score

RS Score 69

Trend template 7/8

CANSLIM 67.4* (B)

cadence: daily lookback bars: 260 detector version: record_volume/2026-09-27 record bar ago: 9 record volume: 12641566 volume multiple: 2.66 volume ratio: 2.658 rare tier: ✗ bars since bigger: 62 since date: 2026-07-16 callout text: Highest daily volume since 2026-07-16 up day: ✗ absorbed: ✓ low held: ✓ day gain pct: -4.91 depth pct: 4.91 day range pct: 7.26 geometry: {'record_bar': {'bar': 250, 'bars_ago': 9, 'price': 377.76, 'date': '2026-10-13'}, 'record_volume': 12641566, 'callout_text': 'Highest daily volume since 2026-07-16', 'arrow_target': {'bar': 250, 'bars_ago': 9, 'price': 377.76, 'date': '2026-10-13'}} confidence kind: heuristic_match findings: ['Highest daily volume since 2026-07-16: 12,641,566 shares (2.7x the trailing average)', 'Price action constructive — down day fully absorbed since (record bar $397.25 -> $377.76, now $410.70)'] validation reason: valid generic setup multi tf evaluated: ✓ multi tf reason: weekly: MA stabilizing or rising — accumulation context supported

Why This Setup?

Record Volume · schematic

Highest daily volume since 2026-07-16 — 12,641,566 shares (2.7x average), 9 bars ago, and price action is constructive (down day fully absorbed since). Big volume with holding prices means institutions are involved. Research/educational only, not a buy/sell recommendation. | Strong trend (7/8) | Good RS (69) | High-confidence pattern (74%) | Power Trend | Stage 2 | Readiness 56/100 (early) | CANSLIM 67.4 (B) | ⚠ Head & shoulders top forming; Not actionable yet

Falling Wedge ⚠ Volatility widening into breakout ⚠ Extended past buy zone ⚠ Head & shoulders top forming ⚠ Not actionable yet

55 setup score

RS Score 69

Trend template 7/8

CANSLIM 65.2* (B)

upper slope: -1.3811 lower slope: -1.1858 depth: 0.0329 narrowing ratio: 0.429 prior decline: 0.215 upper touches: 2 lower touches: 3 vol declining: ✗ validation reason: valid generic setup multi tf evaluated: ✓ multi tf reason: weekly trend template 8/8 confirmed

Why This Setup?

Falling Wedge · schematic

Cup (no handle) ⚠ Volatility widening into breakout ⚠ Head & shoulders top forming ⚠ Not actionable yet

55 setup score

RS Score 69

Trend template 7/8

CANSLIM 64.8* (C)

14.8% cup depth

Cup 14.8% deep from a $437.02 left rim to a $372.42 low
Rims 2.4% apart (ideal, within 10%)
Rounded U-shaped bottom (no V)
Pivot $437.02 fixed at the higher lip (left-side high)
No close above the pivot yet
Breakout-day volume 0.9x the 50-day average
Volume dried up in the base
Prior advance into the rim: 80.3%

Raw detector evidence · confidence is a heuristic match score, not a probability

depth=14.8%, lips_diff=2.4%, u_shape=yes, near_pivot=no, breakout_vol=0.9x, orderly=yes | Strong trend (7/8) | Good RS (69) | Moderate pattern (61%) | Power Trend | Stage 2 | Readiness 43/100 (early) | CANSLIM 64.8 (C) | ⚠ Volatility widening into breakout; Head & shoulders top forming; Not actionable yet
setup_key=cup_no_handle|2026-09-18|2026-10-22|437.02 · cup_handle/2026-10-03
anchors={"bottom": {"bar": 73, "bars_ago": 26, "date": "2026-09-18", "price": 372.42}, "breakout": null, "left_lip": {"bar": 31, "bars_ago": 68, "date": "2026-07-21", "price": 437.0235}, "right_lip": {"bar": 97, "bars_ago": 2, "date": "2026-10-22", "price": 426.55}}

Why This Setup?

Cup (no handle) · schematic

The Universal Edge Check · context only

What the setup still has going for it, recorded for later. The verdict above stands — these principles do not overrule it.

3/7 universals met

A relative-strength leader — not met RS rank 32 — laggard
Clear of earnings — not met in -14 days — event risk
Not chasing (in range) — not met Not met — levels are a Pro detail
Volume confirms — partly met 0.9× average — light
Asymmetric reward — met Met — levels are a Pro detail
In a confirmed uptrend — met Stage 2 · Trend template 7/8
Risk is defined — met Met — levels are a Pro detail

Why these seven? → The Universal Edge

Minervini Trend Template

7/8

Grades the price structure — moving-average stacking, distance from the 52-week high/low, and relative strength above the ≥70 uptrend bar. This is the technical trend check; the company's fundamentals and ≥80 RS leadership are scored separately in the Grade Card.

Price above SMA 150 & 200 $410.70 vs SMA150 $382.82 / SMA200 $361.35

SMA 150 above SMA 200 SMA150 $382.82 vs SMA200 $361.35

SMA 200 trending up Slope +5.66 over 20 days

SMA 50 above SMA 150 & 200 SMA50 $388.75

Price above SMA 50 $410.70 vs SMA50 $388.75

30%+ above 52-week low +60.5% from $255.96

Within 25% of 52-week high -11.0% from $461.62

RS score above 70 RS 69

Fundamentals

52W Range

75%

Mkt Cap SEC

368.6B

EPS QoQ

+243%

Rev YoY

+12%

ROE

12%

D/E

0.83

EPS TTM

$13.23

P/E TTM

31.0x

Float

898M

Insider

No Buy

Company

Company profile

UnitedHealth Group Incorporated

UNH · NYSE · Health Services · Managed Health Care

O'Neil · Grade Card

CANSLIM — current EPS, annual EPS, new highs, supply, leader RS, inst. sponsorship, market

B 67.4* CANSLIM * disqualified on M

C · Curr. EPS

100

A · Annual EPS

N · New Highs

S · Supply/Demand

L · Leader RS

I · Inst. Spons.

M · Market

Weekly Context

Multi-timeframe signals from weekly bars

W. Trend

8/8

W. RS

W. Support

$348.95

W. Resist

$461.62

Weekly Structure

Trend Neutral

Tight Weeks 1

Confirmation Neutral

Scan History

20× streak

Oct 27

Record Volume ✓ Gate

Oct 26

Trend Only ✓ Gate

74 0.0%

Oct 23

Trend Only ✓ Gate

73 -1.8%

Oct 23

Record Volume ✓ Gate

55 -1.8%

Latest News

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